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From Indians in Magdeburg - A Guide for Students
Opening a bank account
You will need a bank account (Konto) for receiving remuneration or for transferring rent and to cover other payments/expenses. It makes sense to compare banks as they offer different services at different prices. You will need to present the following documents when opening a bank account:
- Valid form of ID or passport
- Proof of registration from the citizen office (Meldebescheinigung)
- Letter of Confirmation from Otto-von-Guericke University of Magdeburg
Banks in Magdeburg
Some banks in Magdeburg include:
Deutsche Bank and Commerzbank are for free for students.
Note: Your bank may charge you for sending regular statements or not providing your Immatrikulationsbescheinigung in time. Please make sure to understand and complete any formalities in order to avoid paying additional charges.
Direct banks - An alternative to traditional banks
A direct bank (or online bank) has no branch network and offers its services remotely via online banking and telephone banking. Direct banks provide ATM facility through an allied bank. As there are no costs associated with bank branches, direct banks can afford to offer better interest rates or lower service charges. Language could be a barrier. Some good options are: